Countries and their citizens need something to spread risk among large numbers of people and to move risk to entities that can handle it. This is how insurance emerged. Whether it was hunting giant elk in a group to spread the risk of being the one gored to death or shipping cargo in several different caravans to avoid losing the whole shipment to a marauding tribe, people have always been wary of risk. The first written insurance policy appeared in ancient times on a Babylonian obelisk monument with the code of King Hammurabi carved into it.
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Gladiator vs braveheart essay writer discuss meaning in essay lennie small essay on wonder what i like about me essay essay four seasons in vietnam. Maya angelou poem still i rise essay ut essay length limit on lake.History of Health Insurance Medical cost has become very pricey and the United States did not always have health insurance.
There are millions of people uninsured and . Also, a lack of insurance is a huge financial burden for individuals and their families.
Lack of health insurance has social consequences, as well. Some diseases are highly contagious and can be spread easily to family members, friends, colleagues, co-workers and others, one may come in contact with. Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss..
An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter.A person or entity who buys insurance is known as an insured or as a . Insurance is a practice by which a company provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment.
Insurance is a social device, to reduce or eliminate risk of life and property. Under the plan of insurance, a large number of people associate. The first actual life insurance company was the Annuity Association founded by the Rev Dr Assheton on the 4th October Unfortunately this company only survived for 46 years before going bankrupt.
HISTORY OF HEALTH INSURANCE. 1 IN THE UNITED STATES. H. it in the United States, began. with the Great Depression in the s.
In this chapter, we review the history of health insurance and demonstrate how that history is linked to current health insurance developments.
Histor y of Health Insurance in the United States: 7: plan. The.